adjective. Careless in handling money; wasteful.

adjective. Lacking usefulness or value.

Having no thrift, frugality, or good management; profuse; extravagant.

Producing no gain; unprofitable.

adjective. Without thrift; not prudent or prosperous in money affairs.

adjective. wastefully reckless in the use of money or other resources

adjective. careless of the future

"When a cow-puncher is said to be working the grub line, he is known as a thriftless cowman who cannot hold a job long anywhere, and who travels from ranch to ranch, staying only long enough at each to get fed up, then passing on with a few dollars in his pocket, to repeat the operation elsewhere."

improvident  

thriftlessness  

good-for-nothing  impecunious  improvident  incurious  indigent  

imprudent